Low Rate Home Equity Loans Unlock the equity in your home with a loan from GreenState. Our loans offer Great rates and low fixed payments Fixed terms of 5, 10 or 15 years Ability to borrow up to 90% of your equity No prepayment penalties Flexibility on loan purpose GreenState CREDIT UNION Grinnell 641-236-1818 GreenState.org Loan approval is subject to credit qualification and Loan-to-value (LTV) ratio. Example Payment: For a $20,000 loan for a term of 60 months with a 7.24% APR the monthly payment will be $398.20. Payment does not include taxes or insurance premiums. Proof of homeowner insurance required. Did You Know? You can use your home equity funds for whatever you like: home improvements, finance an education, consolidate high interest debts, or take a vacation. It's up to you! Low Rate Home Equity Loans Unlock the equity in your home with a loan from GreenState . Our loans offer Great rates and low fixed payments Fixed terms of 5 , 10 or 15 years Ability to borrow up to 90 % of your equity No prepayment penalties Flexibility on loan purpose GreenState CREDIT UNION Grinnell 641-236-1818 GreenState.org Loan approval is subject to credit qualification and Loan - to - value ( LTV ) ratio . Example Payment : For a $ 20,000 loan for a term of 60 months with a 7.24 % APR the monthly payment will be $ 398.20 . Payment does not include taxes or insurance premiums . Proof of homeowner insurance required . Did You Know ? You can use your home equity funds for whatever you like : home improvements , finance an education , consolidate high interest debts , or take a vacation . It's up to you !